Our Services

Retirement Planning

Retirement should be a major financial goal regardless of the stage of life you are in. It is never too early or too late to assess your needs and begin funding your future. Although financial priorities may change depending on your age, a successful retirement is the ultimate goal. It is important to have a proactive plan for retirement at every stage of your life.Retirement Planning Image

Prioritizing and considering your potential retirement needs, expenses, and goals can help you make suitable portfolio allocation choices. After carefully analyzing your future or current retirement situation, keeping in mind any tax implications, we can work together to find the best way to structure your retirement strategy. Our advisors understand that when you’re prepared to retire, you want to spend it doing what you love, and we can help to get you there.

Risk Management & Insurance

We evaluate existing coverage to determine if it is cost effective and appropriate. As an independent company we work with many different insurance companies to find clients proper coverage, or alter existing coverage, while srtiving to keep premiums low. Such coverage may include the following:

  • Life Insurance
  • Long Term Care
  • Medicare Supplemental Insurance
  • Disability

Estate Planning

Our estate planning process involves ensuring that your assets are distributed to your desired beneficiaries in the manner that you choose. If effective, estate planning can help you maintain your wealth and preserve your legacy as you pass your finances to future generations.

Income Tax Preparation

Our process involves appropriately aligning investment decisions with income tax strategies to help reduce tax exposure. With many tax-deferred and tax-deductible products, our experts will advise you on the best strategies to help minimize your tax liability.

Pre-Retirement Planning and 401(k) Reviews

Many 401K plans have limited investment options. We help clients review those options and develop a 401K portfolio which coincides with the remainder of their assets. 401k plans have become an increased source of savings for households as pensions continue to diminish.

Educational Workshops

Bob and Eric present workshops on a regular basis and are established speakers for many groups, businesses, and prestigious higher learning institutions. They conduct round table discussions, classes, and question and answer sessions on financial topics such as retirement, estate, and investment planning. Interested in having our advisors speak to your group? Contact our office to set up an educational workshop.



There is no guarantee that a diversified portfolio will outperform a non-diversified portfolio in any given market environment. No investment strategy, such as asset allocation, can guarantee a profit or protect against loss in periods of declining values.